HOUSE CONCURRENT RESOLUTION NO. 27

(By Delegates Leach, Craig, Hubbard, Morgan,

Compton, Douglas, Perdue and Stephens)


[Introduced February 18, 2002; referred to the

Committee on Rules.]

Requesting the Joint Committee on Government and Finance to make a study of the feasibility of implementing a Medicaid buy-in for people with disabilities.

Whereas, Only three percent of the people receiving Supplemental Security Income ("SSI") in West Virginia work and only the state of Alabama has a lower percentage of SSI recipients working; and
Whereas, The risk of losing necessary health care coverage under Medicaid is a significant disincentive for people with disabilities to work; and
Whereas, Many West Virginians with disabilities are forced to choose between maintaining needed health care coverage under Medicaid or becoming independent and productive by working; and
Whereas, Some West Virginians with disabilities are forced to spend down their income through out-of-pocket medical expenses before qualifying for Medicaid coverage and these spend-downs may constitute up to one half of their income; and
Whereas, People with disabilities who do go to work often must refuse raises or promotions at work and the resulting opportunities to build assets for retirement or other personal savings because to do so would negatively affect their health care coverage under Medicaid; and
Whereas, Establishing a Medicaid buy-in program in West Virginia would allow West Virginians with disabilities to go to work, thus earning more money and building their savings without jeopardizing their health care coverage; and
Whereas, A Medicaid buy-in would allow West Virginians with disabilities to maintain their health care coverage despite exceeding earned income limits under SSI and §1619(b) of the Social Security Act; and
Whereas, A Medicaid buy-in would allow for persons with disabilities to contribute substantially to West Virginia's tax base; and
Whereas, West Virginians who participate in a Medicaid buy-in would pay premiums and co-pays based on a sliding scale fee according to income and these premiums would offset the cost of the program; and
Whereas, Research has shown that being employed lowers the utilization of acute health care services under Medicaid by persons with disabilities; and
Whereas, A Medicaid buy-in would cover services needed by people with severe disabilities that are not available under other health insurance policies; and
Whereas, Most people who would choose to participate in a Medicaid buy-in are currently Medicaid recipients, thus limiting any fiscal impact of implementing a buy-in program; and
Whereas, The Medicaid buy-in option was authorized by the federal government in 1997 and was broadened under the Ticket to Work and Work Incentives Improvement Act of 1999; therefore, be it
Resolved by the Legislature of West Virginia:
That the Joint Committee on Government and Finance is hereby requested to review, examine and study the feasibility of implementing a Medicaid buy-in program for people with disabilities; and, be it
Further Resolved, That the Joint Committee on Government and Finance report to the regular session of the Legislature, 2003, on its findings, conclusions and recommendations, together with drafts of any legislation necessary to effectuate its purpose; and, be it
Further Resolved, That the expenses necessary to conduct this study, to prepare a report and to draft necessary legislation be paid from appropriations to the Joint Committee on Government and Finance.